I was reading on Mumsnet a post by a mum who is currently in the late stages of recruiting a nanny. Their to-be-nanny has Ofsted Registration yet when asked to provide evidence of having insurance the nanny didn't know what the parent meant. So the mum posted on Mumsnet to ask for advice.
Nanny Insurance
Having nanny insurance is part of the criteria of Ofsted Registration for a nanny in England. It is also known as Public Liability Insurance but it is provided by specialist brokers in the childcare industry so that the insurance covers a nanny against things that could occur during their work.
Morton Michel are the most well known specialist childcare insurance broker which provides Nanny Insurance. They have been providing insurance for nannies for many years, I've certainly had my nanny insurance though them for more years than I care to remember. They also provide specialist Car Insurance for nannies, so that nannies are more confident that they are covered for transporting children in their car, for whom they are paid to transport.
Other nanny insurance providers of which I am aware are: NannyInsure and NCMA (who provide insurance as part of their Nanny Membership).
If you are an Ofsted Registered Nanny and you don't have nanny insurance, it is a condition of your registration to have insurance so you must arrange it as soon as possible. Nannies who are not Ofsted Registered are recommended to have insurance, as it protects you in the event of something going wrong whilst you are at work.
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